Tag: health insurance deductibles

Health insurance providers must now offer information fact sheets

Health insurance for small business health care costs

This should provide vital comparison data that assists consumers in making the best choice. As consumers find it very challenging to sift through the vast array of different complex health insurance plans, with all of their different coverages, caps, rules, regulations, and exceptions a new law has now been put into effect, which requires insurers to issue fact sheets to make this process easier. This data is meant to help people covered through their employers as well as in the individual market. Last week, the Affordable Care Act added its…

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Using wellness benefits to their best advantage in 2012

High Risk Health Insurance

Many forms of health coverage, offer benefits for “wellness” and “preventive care”, which can help you to better take advantage of what is available to you in order to achieve greater health. Among the benefits of preventive coverage is that there are no co-payments, deductibles, or co-insurance payments that must be made by the policyholder, as is the case when the condition is already diagnosed and treatment must be covered. This type of benefit is seen in insurance plans either because they are required by state or federal regulations, or…

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Anthem Blue Cross faces lawsuit over size of deductibles for health insurance

Julie Campbell

Consumer Watchdog has filed a lawsuit against Anthem Blue Cross, claiming that the insurer is using “bait and switch” tactics to increase the out-of-pocket expenses and deductibles which must be paid by some of their consumers. This is the second time in a period of eight months that the largest for-profit insurance company in California has faced a lawsuit over claims that its contracts with customers had been breached by mid-year deductible increases. In this most recent case, Consumer Watchdog alleges that over 100,000 policyholders have experienced a misrepresentation of…

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New insurance guidelines are providing women with new healthcare opportunities

Julie Campbell

Many women are already singing the praises of the changes in the coverage regulations for women under the Obama administration’s Affordable Care Act. Since the Act went into effect, the following additional coverages for preventive services have been added for women, without deductible, co-insurance, or co-payments: • All forms of patient, sterilization procedures, and contraceptive methods that have Food and Drug Administration approval. • An annual “well-woman” preventive care visit for women. • HPV virus screening every three years for women over the age of 30. • A gestational diabetes…

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