What will health and auto insurance have in common in 2014?

By far, the most sensitive element of the Affordable Care Act is that it requires the majority of Americans to obtain health insurance coverage. Making health insurance just like car insurance, mandatory and required by law, for most. In response to this requirement, there are currently a total of 26 different federal lawsuits working to try to reverse the law. The very foundation of this battle is the “individual mandate”, around which there is significant debate as to whether or not it is constitutional. That said, many experts are agreeing…

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States that do not meet federal deadlines may still have a chance to run health insurance exchanges

The federal government has been relenting on its once strict mandates regarding health insurance exchanges, namely on the deadlines given for states to establish such programs. Originally, states that rejected the notion of exchanges outright would relinquish this responsibility to the federal government, who would then run the exchanges. In this scenario, state officials would have no say in the practices of the exchange programs. Spurred by complaints over the lack of guidance from the government, however, the Obama administration is relenting on these strict mandates and giving states another…

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Part III – Official goals and challenges of U.S. health care reform – A hope for better care, delivery, and costs

We have journeyed through the aspirations of the up-in-coming reform of the U.S. health care system with cost cutting tactics, preventative procedures, incentivizing medical industry and now, in part three, we will review the last set of guidelines through measure and patients rights. Helping individuals to take control over their own medical needs Hospital-Acquired Conditions (HAC) – beneficiaries will be able to obtain information on the incidence of serious HACs as they occur at various hospitals. Hospitals will experience a decrease in payments if they have a high rate of HACs…

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26 states vs. Obama’s lawyers in health care reform law appeal

Twenty six states have argued against lawyers representing President Barack Obama in an appeal over the government’s healthcare reform law.  This new law is one of the foundation elements of Obama’s presidency and has been met with significant controversy.  The arguments were presented in Atlanta to the 11th Circuit Court of Appeals.  According to Neal Katyal, senior administration lawyer, the main argument of the government is that the health care reform law is constitutionally sound for three primary reasons:  Under the constitution, congress has the authority to regulate the interstate…

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Colorado on board with new health care reform changes

Colorado is taking steps to create a health insurance exchange as Governor John Hickenlooper signs a bill that would make the effort possible. Colorado is the eighth state to voluntarily adhere to the health care reform law championed by President Obama. The bill will also set up a regulatory group to oversee the exchange. The group will be comprised of nine members, four of which coming from the insurance industry. The Governor is tasked with finding these members, a search he has already been doing nearly a month before he…

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