Highway Loss Data Institute study results show hybrid cars safer in accidents

The results of an insurance institute study have been released, showing that hybrid vehicles have a safety level that is 25 percent higher for drivers and passengers than traditional cars in the case of an accident. The study also showed that they are more dangerous when pedestrians are involved in the accident. Hybrid vehicles operate on both internal combustion and electric motors. The Highway Loss Data Institute (HLDI) report showed that as their batteries increase their weight by an average of 10 percent, hybrid cars have an extra level of…

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Kentucky passes bill in hopes to lower fraud activity

The legislative department of Kentucky passed a bill that regulates the requirements of the federal government tax requirements on insurance for surplus lines as well claims for auto personal insurance that involve fraud. The bill was passed as the end of the legislative session is getting near. A measure was submitted by the lawmakers regarding lawyers who immediately get in contact with victims of car accidents offering their services. Called HB 382, this measure does not allow any unauthorized individual to contact a victim of a motor vehicle accident within…

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Insurance study shows red light cameras are saving lives

 The findings by the institute, which is a nonprofit group funded by the insurance industry, states that in 14 of the largest cities in America, 159 lives were saved during the time-frame of 2004 to 2008 due to red-light cameras.  The design of the camera is to capture motor vehicles that are running red lights. Researchers claim if they had been operating in all large cities in America during this time-frame, 815 lives would have been saved.  Red-light crashes or T-bone crashes as they are often referred to are some…

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