The recession of 2008 took a toll on the nation’s economy. Many businesses were forced to make cuts to the benefits they offered employees in an attempt to offset the economic downturn. Despite reports that the recession ended sometime in early 2010, many are still struggling to recover. Several businesses have not yet returned to the point where they are able to offer employees health care benefits. In Georgia, workers that do not receive coverage from their employees may have new options. State legislators are toiling over a new bill…
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Exemption request from mandatory health insurance for health care workers
One of the more controversial provisions in the new health care reform law is that U.S. citizens will be required to have some form of health insurance coverage. While the federal government seeks to make this possible through the establishment of health insurance exchanges throughout the country, the fact remains that insurance is expensive. Currently, many citizens receive coverage through their employers, but not every company continues to offer such benefits. Those that do not have these benefits are left to come up with a solution on their own. It…
Read MoreLower health insurance premiums with a discount for regular excercise
As health insurance costs begin to rise, largely spurred on by increasing medical costs, many companies are looking for ways to mitigate the inflation. Researchers at the University of Florida are suggesting that companies should begin paying for exercise classes. This initiative could help curb the costs associated with certain high risk groups, such as diabetics. Doctor Marco Pahor, Director of the university’s Institute on aging, led research regarding this concept. Pahor and his team have been conducting this research for the past several decades. “There is solid evidence for public…
Read MoreOregon health insurance rates on the rise
Health insurance providers in Oregon have been seeking approval for rate increases for nearly a year. Some may be getting their wish, but will not be able to raise rates as much as they had originally planned. The Oregon Insurance Division of the Department of Consumer and Business Services has granted approval for half of the rate proposals they have been reviewing over the past year. While many companies will not see the increases they had hoped for, consumers stand to save more money on their policies. The Division approved…
Read MoreHopes of change with New York health insurance exchange in place
In accordance with the Affordable Care Act passed last year, the state of New York is seeking to create a new agency that will run a federally mandated health insurance exchange. The state has long sought to find a means of providing coverage to some 2.5 million of its uninsured residents. Despite years of effort, officials have never been able to bring that number down. Many New Yorkers are hoping that the coming exchange will alleviate some of the difficulty in obtaining comprehensive coverage at a reasonable price, but still…
Read MoreLiving organ donors have a hard time finding health insurance
Living organ donors are facing some major challenges when it comes to obtaining insurance coverage. Organ donation can often be a tricky subject. Donation isn’t often associated with organs coming from a living patient, but rather one that is recently deceased. Living donors are commonplace, providing a kidney or a part of their liver to those in need. Many health insurers are now claiming that organ donation is equivalent to a pre-existing condition, making affordable coverage a real issue for living donors. While insurers are barred from explicitly denying coverage…
Read MoreHealth insurance exchange debate over agents role
As states begin to take steps to establish their health insurance exchanges, private insurance agents in West Virginia are not quite enthusiastic of the efforts. State legislators are beginning t debate a pending bill that would create a state-run health insurance exchange. The measure could be passed this week, as Republicans who oppose the bill find themselves in the minority. Independent agent lobbyist, Gary Marion, argues that the bill would hamper agent’s ability to compete in the market. Health insurance exchanges act as a means for individuals and small groups…
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