Category: Disability Insurance

Disability insurance is such an important issue that not a lot of people understand nor do they even have this type of coverage. Whether you are explaining disability insurance to a client or understanding your personal needs, this online news publication will help educate professionals, business owners and the self employed.

Men taking Truvada often rejected for disability insurance policy

H. Cutner
Disability insurance policy - Men rejected for HIV prevention drug

Instances men turned down for coverage based on HIV prevention use are increasingly common. Americans taking the prescription drug Truvada are finding it harder to purchase a disability insurance policy. Truvada is an HIV prevention drug meant to help protect a user from becoming infected. The Affordable Care Act bans health insurance companies from discriminating based on sexual orientation. That said, the states themselves each have their own regulations for what is allowed to determine eligibility for certain specific types of coverage such as life, long-term care, or a disability…

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Insurance denial case involving gay men in New York to be investigated by state

Julie Campbell
HIV insurance denial discrimination

State financial regulators will be looking into reports of discrimination against homosexual men. New York financial regulators are looking into recent reports of insurance denial involving gay men. The story originated in the New York Times and stated that gay men were being denied long-term care, disability and life insurance because of a preventative medication they were taking. The men were taking a medication to help boost their protection against H.I.V. when they applied for coverage. If the insurance denial allegations are true, it may mean that the insurers’ practices…

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Life and disability insurance companies penalize women with postpartum depression

Julie Campbell
pregnant mothers postpartum depression disability insurance

As mental illness gains more awareness and people seek diagnosis and treatment, drawbacks are appearing. This year kicked off with the recommendation from a government-appointed panel that all new moms and pregnant women receive depression screenings, and while this move toward mental health care improved, drawbacks are being experienced by life and disability insurance customers. The move to help women to obtain assistance for maternal mental illness is being applauded as a much-needed step. Public health advocates have been very pleased that pregnant women and new moms will be better…

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Insurance policy for $1 million held by Isaiah Austin

Julie Campbell
Isaiah Austin insurance policy

As the former Baylor center suffers the heartbreak of finished NBA dreams, his “elite” coverage is now making headlines. Isaiah Austin, the former center for Baylor, has recently been diagnosed with Marfan syndrome, a genetic disorder that impacts the connective tissue of the body and though the main headlines have been regarding the heartbreaking to his career, it has recently been discovered that he has an “elite” insurance policy. The condition has caused Austin to watch his dreams of playing for the NBA to suddenly disappear. That said, as this…

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Insurance policy for earnings taken out by Max Scherzer of the Detroit Tigers

Julie Campbell
Max Scherzer insurance policy

The pitcher has covered himself for the remainder of the season after having turned down a contract extension. In spring training, Max Scherzer, pitcher for the Detroit Tigers, turned down a seven year contract for $144 million, causing many people to think that he was out of his mind, except that he has now taken out an earnings protection insurance policy in the case that he should become a free agent. This current American League Cy Young Award winner clearly has a plan in mind to protect his finances. News…

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