Author: H. Cutner

Will the federal government make dental insurance available to everyone?

H. Cutner
Dental Insurance - US Flag

If a new rule moves forward, people could one day affordably enjoy care for their teeth Dental insurance is a kind of coverage carried by few people outside of benefits packages offered by employers, but that could change if a new federal rule is allowed to move forward. The idea is to make it easier for people to care for their smiles After all, without dental insurance, if someone suffers a cavity, a cracked tooth, or another type of painful dental injury, the out-of-pocket cost can be in the hundreds…

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Colorado home insurance customers reel from new coverage struggles

H. Cutner
Home Insurance - Person Stressed - Colorado Flag

Rates have been skyrocketing and property owners have been losing their coverage Residents of Colorado have been battling their way through the state’s home insurance market as rates head consistently skyward and coverage becomes increasingly difficult to get. The trend has been having an impact on the real estate market State residents seeking to buy a property or even simply wanting to keep the one they already have, have been facing new struggles, as they have been peppered with high prices, high interest rates, and massive property taxes. Beyond that,…

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Health insurance access boost on its way to DACA immigrants

H. Cutner
Health insurance - US Government - Health care

The Biden administration has expanded availability for those in Deferred Action for Childhood Arrivals. The Biden administration has announced that expanded health insurance access will be rolling out for participants in the Deferred Action for Childhood Arrivals (DACA) program. The announcement was made from the White House This health insurance announcement for DACA program members addresses a sensitive issue and has arrived at a time when elections are approaching.  This move will open up the ability to enroll in coverage under the Affordable Care Act for about 100,000 people who…

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Allstate’s One Step Forward Two Steps Back in California Home Insurance Market

H. Cutner
California home insurance - investigating

In a move that has sent waves across the California home insurance market, Allstate, one of the nation’s leading insurance providers, has hinted at a conditional return to the state’s insurance landscape. This announcement comes amidst a backdrop of increasing challenges faced by homeowners and insurance companies alike, primarily due to the escalating risks of wildfires and other natural catastrophes. How Allstate’s Conditional Return Could Reshape California’s Home Insurance Market Allstate’s potential policy changes signify a critical juncture for California’s home insurance market. The insurer’s reliance on catastrophic modeling to…

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California car insurance company widely accused of unfair claim denials

H. Cutner
Car insurance - Claims Denied

Residents of Southern California say National General is leaning on a loophole for denials National General policyholders in Southern California have sued their car insurance company with accusations that the insurer is using a loophole to be able to get out of paying claims. The policyholders say the insurer allegedly saves millions this way The lawsuit alleges that National General is using a loophole so that it will not be required to fulfill many of the claims that its policyholders file. According to a recent report in NBC LA, one…

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Global motorcycle insurance market grows rapidly as disposable income rises

H. Cutner
Global Motorcycle insurance Industry

A recent report indicated that the market is predicted to reach $108.6 billion by 2032 A rise in disposable income and the popularity of obtaining motorcycle insurance coverage are being credited for a notable increase in the size and value of that market. That market is experiencing a sudden surge in the US and worldwide The rising popularity of motorcycle insurance is being greatly associated with the increasing ownership of the bikes around the world. The trend is particularly strong in metropolitan areas, where there is higher appeal for affordability,…

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The season is here to ensure you have the right RV insurance coverage

H. Cutner
RV insurance - RV on road

Whether you have a travel trailer or motorhome, being properly covered is key Many recreational vehicle owners are getting revved up for some time on the road this summer, and as a part of this effort, it is important to make sure that RV insurance is a step that isn’t skipped. It’s not just a matter of having any coverage at all Whether you have a motorhome, trailer, camper, or have another name for your recreational vehicle, coverage is extremely important to ensuring that you are financially protected if it…

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