Pet insurers have released the most important information that owners should know about insuring their animals, including an understanding of the types of things that are found within the exclusions and fine print of the most typical policies. They include the following on Pet Insurance policies: If the pet has a pre-existing condition, this will not be covered by the policy, regardless of whether or not you were aware of its existence. If the policy is “time limited”, then upon the completion of the term, no more payouts will be sent…
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Animal liability takes a bite out of the insurance industry
Almost one thousand Americans are treated in emergency rooms every day as a result of dog bites. Estimates show that in 2009 insurance companies paid out a total of 412 million dollars in claims for dog bites. In a survey recently conducted by State Farm, they reveal the states with the highest amount of claims for dog bites. Topping the list was California. According to the State Farm survey, California rated the highest in dog bite claims filed. Last year, California had 369 claims filed on insurance because of dog…
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