Though the holiday season is one of the most common times for people to travel, it is also commonly interrupted by bad weather such as heavy snow, wind, or ice storms.
This type of bad weather can make as much of a mess of travel plans as it can of a city’s sidewalks and streets. Road closures, grounded and delayed flights, and stalled trains can make it impossible for travelers to keep to their itineraries.
Last year, snow in England brought over 500,000 flights to and from Heathrow Airport to a grinding halt, when its facilities were overwhelmed by the weather, since they were prepared for only 6cm of snow and received a significant amount more. This is only one of the hundreds of weather-based examples that can occur without any warning around the world at this time of year.
The only protection that travelers have against the expenses that can rapidly build as a result of these situations is travel insurance that has been purchased ahead of the trip.
Insured travelers can be reassured with the knowledge that they will be compensated if their flight is delayed and they are forced to find lodging for a longer period of time than expected, or if they need to rebook a flight because an airline is unable to provide an appropriate alternative flight.
The key to benefiting from this protection is to make sure that it is purchased at the time that the trip is booked, and not at the last moment. If the severe weather has already started when a policy is purchased, then that policy will not cover that particular weather event.