Homeowners Insurance: Deductibles Debunked

January 21, 2013April 13, 2014 Guest Author

When it comes to purchasing homeowners insurance, choosing the right deductible for your home may be a tricky decision. There are many different types of deductibles and it is easy to get confused by the amount of options available to you. If you are stressing out over picking the right deductible for you, then this article will explain the different terms you may come across when making this vital decision. Percentage Deductible Quite often, a property’s deductible is calculated not by its dollar value, but by a percentage value. The…

Got Insurance? Many are not insured when they think they are

April 10, 2011 Nordstrom

Summer is almost here. This means it’s time for consumers to re-evaluate their insurance coverage. Too often people believe they are covered for anything, just because they have insurance. This is why it’s not only important to know what kind of insurance you have; but to understand what it covers as well. In the recent economy people have noticed their homes have lost property value; some homeowner’s think they can lower their coverage and save some money. It’s important to understand that a lower property or market value doesn’t affect…