what does travel insurance cover Archives

The Importance of Terrorism Coverage in Your Travel Insurance Policies

March 17, 2013February 16, 2014 Guest Author

A look into travel insurance… A note on terrorism, before we go deeper into the subject. Global terrorism is clearly a real threat, as the events (and indeed some of the wars) of the last 14 years have illustrated. It is also true that specific countries or parts of the world have, at different times, had or still have a problem with terrorists endemic to their own shores. Sri Lanka, for instance, experienced sporadic bombings and terrorist attacks during the long years of the war between the Tamils and the…

Understanding different types of insurance and their need in emergency

January 15, 2013April 14, 2014 Guest Author

Insurance is a vital constituent of financial safety for any person. As time goes by, individuals start thinking about different ways that they may employ to save their hard earned cash – insurance policies being the most common among them. Insurance provides several benefits, based on the type that is purchased. Life insurance, health insurance, auto insurance and homeowners insurance are some of the common varieties of insurance policies. Insurance certainly serves different purposes and offers benefits for individuals as well as businesses. While a lot of people buy insurance…

Rarely known facts about travel insurance

June 13, 2012June 13, 2012 Julie Campbell

Many travelers don’t realize how much the coverage will actually provide. It’s expected that hundreds of thousands of visitors will head to London this summer as a result of the Olympic Games, but many of these and other travelers have no idea how much protection they can receive from their travel insurance, and what they are missing if they fail to purchase it. Though many realize that they would receive medical assistance, there is a great deal more to the coverage. Similarly, many people think of it as basic cancellation…

Travel insurance makes a difference in the cost of a medical emergency

May 5, 2012May 25, 2012 Julie Campbell

Travel insurance can help to decrease the expense associated with medical emergencies away from home. Though travel insurance is overlooked by many people when they are planning a vacation, the fact is that it can make a significant difference in the costs associated with a medical emergency that occurs while you’re away from home – particularly when traveling out of the country. Though it may not be fun to think about what could happen if you need urgent medical attention in another country’s hospital or if you need emergency air…

Will travel insurance provide coverage for catastrophes such as that faced by Costa Concordia passengers?

January 20, 2012 Julie Campbell

When booking a vacation, many people wonder whether or not it is truly worth the added expense to purchase a travel insurance package, and whether or not it will cover them in case of a disaster such as what occurred on the Costa Concordia. Cruise passengers did indeed benefit from their protection when they were evacuated from the ship. While they waited for Costa Cruise Lines to provide their assistance, those who had purchased travel insurance were already served by the insurers who relayed messages back to the loved ones…

A blip in a trip doesn’t have to be a disaster with the right travel insurance coverage

January 1, 2012December 31, 2011 Marc

Whether you’re traveling to visit relatives or are headed out on that dream vacation, without travel insurance, even the smallest incident can result in serious inconvenience, struggle, and financial catastrophe. While you’re away from home, just about anything can happen, from a stolen wallet to food poisoning. If you have coverage from travel insurance, you will have the coverage you need to have your personal belongings replaced, or to pay for medical expenses. It can also help to pay for replacement tickets for missed or cancelled flights, and other unanticipated…

The impact of drinking on travel insurance coverage

October 22, 2011October 22, 2011 Julie Campbell

Travelers who are away from home on business trips or on vacation face a certain temptation to drink that may be much riskier than they think. According to the Squaremouth.com marketing manager, Sara Byrne, if a traveler drinks too much and it results in illness, injury, or an accident, most “will not be able to make a claim under their travel insurance as their policy will not cover them.” Squaremouth.com is a travel insurance comparison and purchase website. Byrne went on to say that the result is that many travelers…