The Mississippi House is yet again moving ahead with a proposal to establish online computer checks to make certain that motorists are covered by car insurance. Last year, former Governor Haley Barbour vetoed a similar measure. Insurance Research Council data from 2009 shows that Mississippi is the state with the highest portion of uninsured drivers in the country, having reached 28 percent. In fact, that is twice as high as the Council’s national average for uninsured drivers. This latest measure was sponsored by Gary Chism (R-Columbus), the House Insurance Committee…
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Research ranks auto insurance premiums by state and finds uninsured increase costs
An online survey conducted by Insure.com, has shown that drivers in Louisiana, Michigan, and Oklahoma pay highest premiums for auto insurance in the country. On the flip side, Vermont had the lowest car insurance rates, according to the same survey. The findings were based on the rates paid every year by single males who are 40 years old and who commute 12 miles every day to work. This profile would generate a rate of $995 in Vermont, but was much higher in some other states. For example, the same person…
Read MoreIllinois introduces heavier penalties for uninsured motorists
Following a battle that was started by one woman in Illinois who was almost killed in an accident with an uninsured driver, the state has now introduced stricter penalties for motorists without insurance. Recent data from a survey by the Insurance Research Council has showed that 15 percent of drivers within the state don’t have insurance. The accident that started the ball rolling on the change in regulation occurred in June 2010. The woman in question was Ashley Lacey, who was in an accident with a car that didn’t have…
Read MoreA growing number of uninsured drivers are on today’s roads
Data from the Missouri Department of Revenue has shown that between July of 2010 and the same month of 2011, that state experienced over 6,000 collisions involving drivers who are not insured, and this figure continues to grow. That data is representative of a trend that is happening in many areas across the country. As is that reported by the Missouri State Highway Patrol, which showed that there were over 22,000 citations for failure to provide proof of automobile insurance – a legal requirement in the state – in 2010.…
Read MoreWhich states cost most for car insurance?
Though vehicles cost essentially the same from one state to the next, the same cannot be said for auto insurance policies. Some states have rates up to three times higher than others, even when insuring the same driver with the same vehicle for the same coverage. The following are the states with the highest price for car insurance. It is based on data from the Insurance Research Council. • Michigan is the state with the highest insurance rates in the country. For a 2011 model, the average yearly rate in…
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