Tag: travel coverage

Is your travel insurance able to stand up to this common spring break activity?

Julie Campbell
Travel insurance for Spring Break

Many people are unpleasantly surprised at some of the common vacation behaviors that invalidate coverage. Spring break vacations can be lots of fun, but when something unexpected happens, you’ll want to make sure that the travel insurance you purchased will provide you with the coverage you think you have. Coverage is nearly always invalidated if you were found to be intoxicated when the claimed event occurred. Drinking is often a part of the spring break vacation experience. That said, it’s very important to remember that a travel insurance policy will…

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Travel insurance claims abound among those who planned a Maui vacation

H. Cutner
Travel insurance Claim form

Travelers who booked trips to the Hawaiian island devastated by wildfires are seeking to cancel. The Maui wildfires are causing people who had intended to travel to the island to look to their travel insurance and credit cards to obtain a refund for the plans they had booked but that they now intend to cancel. Many people who had intended to head to the Hawaiian island now want refunds for their trips. This unfortunate situation is being used by many agents as a reminder to clients about the importance of…

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Extreme travel insurance is an expanding category of coverage

Nordstrom
Extreme travel insurance - woman swimming with a shark

With new and risky sports and activities cropping up worldwide, policies are developing to cover them. If there is anything the recent tragic Titanic shipwreck tour disaster has underscored, it is the risk associated with some of the activities wealthy tourists are taking on, which is why extreme travel insurance is a growing form of coverage. Despite the dangers, tourism is offering a lengthening list of risky activities for travelers to experience. From deep sea dives to swimming in shark-infested waters, and from climbing to mountaintops to visiting the South…

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Deceptive travel insurance practices scrutinized by California and Florida

Julie Campbell
travel insurance beach

The two states have released statements with regards to sketchy opt-out rules from some companies. California and Florida have both now issued their own statements with regards to certain selling practices that have been adopted with regards to travel insurance and the opt-out methods that are used extremely regularly. The states feel that these methods of selling the travel coverage are deceptive and are hoping to promote change. The first statement was issued by Florida in February, when the state’s Office of Insurance Regulation produced an informal memorandum. Within it,…

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The Importance of Terrorism Coverage in Your Travel Insurance Policies

Guest Author
Travel Insurance

 A look into travel insurance… A note on terrorism, before we go deeper into the subject. Global terrorism is clearly a real threat, as the events (and indeed some of the wars) of the last 14 years have illustrated. It is also true that specific countries or parts of the world have, at different times, had or still have a problem with terrorists endemic to their own shores. Sri Lanka, for instance, experienced sporadic bombings and terrorist attacks during the long years of the war between the Tamils and the…

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