Transgender health insurance policies often exclude some therapies and operations

Transgender health insurance - hand with transgender flag

The plans in one fifth of US states exclude coverage for many types of gender procedures. Transgender health insurance coverage is proving to be a difficult road for many Americans who need gender affirming/confirming surgeries. The challenge is that many insurers and politicians view these procedures and therapies as cosmetic. That opinion is in contrast with major medical organizations which refer to gender affirming surgeries as medically necessary. As a result, transgender health insurance often fails to cover procedures and therapies for this purpose. Among the common treatments for gender…

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