Super Bowl party hosts should review their insurance ahead of the game

Though many hosts of Super Bowl parties think that the main thing they need to remember is to have enough to eat and drink, there is one thing that they may be forgetting, which is to review their insurance so that they know who is responsible should their guests drink and drive. According to the Insurance Information Institute (I.I.I.) as the host of a party, it is not only considered to be appropriate and thoughtful to guests to make sure that guests who will be drinking can either stay over…

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The helmet and insurance laws for Florida motorcycle riders

If certain insurance standards are met by an adult’s motorcycle policy, the law in Florida doesn’t require that individual to wear a helmet while they drive that vehicle. The majority of bikers are considered to be safe drivers. However, the problem is that they can still be injured by other careless motorists regardless of the care that they take. According to Florida Statute 316.211: • A person must be wearing protective headgear that has been properly and securely fastened in order to ride a motorcycle. That headgear must meet the…

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Highest concentration of fatalities from accidents lies in just five states

A recent CDC study reveals the real cost of fatality accidents across the United States. The total number counts all 50 states; however, ten of the fifty states are responsible for at least half of the grand total. Thirty thousand fatality accidents a year across the U.S. adds up to a 41 billion dollar loss. Fatality accidents are very difficult for families and friends to deal with; and the economic toll is staggering. Fatalities cost each state hundreds of thousands of dollars, if not millions. The economic losses are from…

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Motorcycle fatalities drop but it may not last

A recent report has found that the number of motorcycle fatality accidents decreased in 2010; compared to 2009 and previous years statistics. However, the study also found that helmet use among cyclists is declining. Only about 50 percent of motorcyclists are wearing helmets, and only 20 states have mandatory helmet laws. Motorcyclists are in a class of their own. You don’t have to ride a motorcycle; a person chooses to ride a bike. They say it gives a certain feeling of freedom and exhilaration like nothing else can.  Motorcycle riders…

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