You must already know about home insurance which protects your home against various threats like fire, burglary, water damage, etc. However, did you know that most insurance plans contain personal property coverage too? What’s Personal Property Coverage? Personal property coverage aka contents coverage insures your belongings including furniture, home appliances, jewellery, etc. It may also cover items that are outside your home such as your luggage when traveling, bike, etc. If any of these things are damaged/destroyed by natural disasters like fire, or stolen, then you may get adequate compensation…
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College dorm insurance season has arrived
Parents and students alike are considering whether they need this additional coverage. College students are preparing to move out of their parents’ homes and dorm insurance is among the considerations many must face. Parents and students alike are looking into the potential risks that could cause a student’s electronics and other possessions to be damaged or stolen. These student residence policies typically cover laptops, mobile devices and other tech as well as other possessions. Many students enjoy the peace of mind offered by dorm insurance because it goes beyond covering…
Read MoreHome insurance policies should be reviewed as holiday shopping begins
Even before the Christmas tree goes up, coverage should be consulted to be sure it’s enough. The last thing a homeowner wants to do is to make a claim on home insurance policies over the holiday season. However, this coverage can play an integral role in putting things right if the worst should happen. The risks of peril and of loss usually spike over the holidays. Therefore, homeowners are being advised to make sure the coverage they have is enough for their needs. Burning candles, piles of gifts, icy sidewalks…
Read MoreStudent insurance policy tips for parents
It’s back to school shopping time again and pupils are being reminded not to forget the right coverage. As college students head to the back to school sales to make sure they have the right supplies and tech, parents are looking at student insurance policy tips. These are very important as the top crime on American college campuses is theft. Due to the presence of large amounts of technology, burglaries and thefts involve much higher values. At one time, burglaries meant there was a risk to a walkman or possibly…
Read MoreWhat are the Benefits of Identity Theft Insurance?
Why should I get identity theft insurance? While others say that a subscription to credit monitoring is way better than having identity theft insurance, they obviously haven’t looked at the perks and the importance of identity theft insurance. Credit monitoring should be taken for its literal meaning. The word really stands for what it does. But after finding out that your identity has been stolen, you are primarily liable for clearing up the charges on your credit card. Yes, of course, your name can be cleared, but just think about…
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