Live Insurance News

Auto insurance card can be displayed on smartphones in Texas

August 16, 2013August 13, 2013 Julie Campbell

A new law means that drivers in the state will soon be able to show an electronic version of their proof of coverage. A new law has just been passed in Texas which means that in a short while, they will be able to use their smartphones to display a digital version of their proof of auto insurance coverage when they need to show this information to a police officer, someone with whom they have been involved in an accident, and other purposes. All that is required is that the…

Auto insurance rates in Texas higher in families with teen drivers

July 4, 2013January 10, 2014 H. Cutner

Parents are paying premiums up to 71 percent higher in the state because of these younger motorists. Parents of teen drivers in Texas are watching their auto insurance premiums skyrocket as they add their adolescent children to their policies, causing them to have to pay an average of 71 percent more than they used to. The parents in the state are finding the family premiums to become suddenly more difficult to afford. When teens are old enough to obtain their driver’s license, it is one of the most important and…

Auto insurance accident claims skyrocket in Texas during the Christmas season

December 19, 2012April 30, 2013

The Accident Forgiveness Showdown - Who Has It and Who Doesn't

A new report has revealed that the number of crashes increases by 20 percent during the holidays. Allstate has just released a review of its auto insurance claims data, which has revealed that in the state of Texas, there are more car crashes than at any other time of the year. This statement was based on data from the five years ranging from 2006 through 2010. What the analysis determined was that the number of auto insurance accident claims rises the most on December 24, increasing by 22 percent when…

Online Auto Insurance gauges the impact of increased auto insurance limit on Texans

January 31, 2012January 31, 2012 Julie Campbell

OnlineAutoInsurance.com has performed an analysis based on the proposed increase in the minimum limit on auto insurance in Texas, and has found that the actual rise that will be seen by the average policyholder will be relatively low, at approximately 6 percent more than what is currently being paid. The site conducted their analysis on 144 different quotes and has discovered that though many people were opposed to the increases in the auto insurance minimums in the state in 2011 because of concerns about cost, the actual increase in expense…

Dallas-Fort Worth police are pulling over drivers to hand out gift cards

December 16, 2011December 16, 2011 Julie Campbell

Though the first instinct of a driver may not be to smile and get excited when he or she is pulled over by a police officer, this week was the exception in several cases in Dallas-Fort Worth, Texas. There, some occurrences of being pulled over weren’t to hand out a ticket or a warning, but were instead to hand out $10 gift cards. A North Texas police department has been doing this all week in order to reward drivers who have been showing safe driving habits. Police officers have been…

Hartford to test a new form of car policy in 2012

December 12, 2011April 2, 2012 Julie Campbell

Hartford Financial Services Group has announced its intentions to begin a pilot program in 2012 for an auto insurance policy based on telematics. Hartford’s president of consumer markets, Andy Napoli made the announcement during the company’s investors meeting. The new policy will be using telematics. According to Napoli, using the “devices in insured vehicles to transmit information about driving behavior, such as miles driven, speed, acceleration, deceleration, and using that information to price the risk.” This pilot program will be known as TrueLane and will begin in the first half…

Auto insurance rates are on the rise in Texas

September 22, 2011September 21, 2011 Julie Campbell

Many of the largest auto insurance companies in Texas will be raising their rates as a result of losses and new liability limits that will have been implemented with the start of this year. Several of the insurers are citing the new liability limit rules exclusively as the cause of their increases. According to Mark Hanna from the industry trade group called the Insurance Council of Texas, these regulations require that drivers within the state must carry policies that will provide coverage for up to $25,000 for property damage per…