Tag: spoiled food

The Average Monthly Cost of Renters Insurance

Guest Author
Renters Insurance

If you are a tenant, it is imperative that you invest in renters insurance  to protect your personal property. While the landlord does carry insurance  to cover the property, renters insurance is designed to cover potential claims that can affect you as a tenant. Personal property, loss of use, and liability coverage are the most common coverage options offered by a renter’s insurance contract. If you understand what these specialized property insurance contracts cover and how much you can expect to pay for coverage, you will get peace of mind…

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Homeowners insurance coverage confusion regarding power failures

Julie Campbell
New York power outage from Hurricane Sandy- Homeowners Insurance fraud Coverage

Following Hurricane Sandy, many people would like to know if they are covered when the lights go out. Typically, a power outage causes a minor level of inconvenience – especially at home – but when a storm such as Hurricane Sandy strikes, many people wonder if the losses that can occur from those events are covered by their homeowners insurance policies. After a certain number of hours, it is no longer a matter of simply not being able to watch TV. For example, when power failures occur in the dead…

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