Health insurance premiums is higher for some smokers

Health Insurance for Smokers

In Virginia, residents who smoke can expect most insurers to charge them more for coverage. Virtually everyone in Virginia needs to pay for health insurance in some way, and that coverage is going to cost more for the large percentage of residents of the state who also happen to be smokers. As a result of the considerable medical risks associated with smoking, insurers often charge more to smokers. In Virginia, 20 percent of workers also happen to be smokers, and experts have said that the risks associated with this habit…

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Health insurance premiums 14 percent higher for smokers

nonsmokers homeowners insurance

A report has also shown that obese adults are paying 22 percent more for their medical coverage. The results of an eHealth, Inc., study have been released in a report that functions as an addendum to the one that it issued two months ago, called “November 2012 Cost and Benefits”, and has shown that smokers and obese individuals are paying higher monthly health insurance premiums than their non-smoking and lower BMI counterparts. On average, these individuals are shelling out a significantly larger amount due to their increased risk factors. According…

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Indiana Health insurance may change the way smoking is factored into rates

Health Insurance for Smokers

Employers may be required to charge higher rates for plans covering smokers. Some employers in Indiana have already made the choice to charge higher rates for health insurance plans covering employees who smoke, but labor leaders are cautioning that this could lead to a trend where there is legislation against a larger number of health habits. The debate could impact the way that group rates are calculated within the state. The statewide ban on smoking has been into effect for several months, but there is now a hope among some…

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