Is makeup artist insurance really necessary for your one-person business?

Makeup artist insurance - professional makeup application

There are many factors to take into consideration, including local laws obliging you to buy coverage. When your small business consists of just yourself applying cosmetics for people heading to important events, you may wonder if makeup artist insurance is truly necessary. Before you decide that it’s not a necessity for you, it’s important to know your local regulations. Depending on where you live, you may not legally be required to purchase makeup artist insurance. In other areas business liability coverage require it by law. Be sure to check your…

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Graphic designer insurance protects business and creations from financial disaster

Graphic Designer Insurance - Computer graphic desgin

Coverage for designers, art directors, creative designers, consultants, illustrators, layout artists and more. Graphic designer insurance is a combination of coverage types that help designers, art directors, brand strategists and more to keep up their creative business with protection from financial catastrophe. This type of coverage steps beyond standard business insurance to protect against unique niche risks. There are many reasons a company should buy graphic designer insurance. This type of protection allows you to focus on doing your job to the best of your ability without worrying about financial…

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Thrift shop insurance protects second-hand and resale company

Thrift Shop Insurance - Second Hand store sign

Specialized business coverage helps owners to know they have protection specific to their needs. Resale shops are skyrocketing in popularity for a number of trending reasons and thrift shop insurance helps to make sure those business owners have coverage tailor made for their unique needs. A resale or second-hand store needs standard forms of coverage but faces certain unique risks. Due to the unique risks resale and second-hand shops face, owners tend to find the greatest peace of mind from thrift shop insurance policies. These have been created with the…

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Social media influencer insurance becomes vital for online personalities

Social Media Influencer Insurance - Laptop Instagram

Commentators, reviewers, bloggers and other are now exposed to many unexpected risks. A growing number of insurers are now offering special social media influencer insurance products and packages to help online personalities to cover themselves against several risks. This new form of coverage is meant to protect influencers against their unique liability exposure. Coverage through social media influencer insurance is a new form of solution for that industry. It moves beyond the traditional forms of business coverage which don’t quite represent the types of risk faced by those writing and…

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Clothing alteration business insurance for repairs and tailoring companies

Clothing Alteration Business Insurance - Business Suit

These businesses have a very unique position in today’s society, often improving expensive garments. Clothing alteration business insurance is an important and yet often overlooked component of operating this type of company. Today’s consumer depends on tailors and alterations experts to ensure their garments fit perfectly. Your customers have unique and specific tastes and expect your services to produce results that meet or exceed their expectations. They want you to repair damage to articles of clothing they love and want to wear again or that have sentimental value. They also…

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Coffee shop insurance protects owners and operators from the unexpected

coffee shop insurance - barista - coffee shop

This type of business coverage requires a number of types of different protection. As a small business owner coffee shop insurance can make the difference between being inconvenienced by an unexpected event, or going through financial catastrophe. Getting the coverage you need protects all the time and money you’ve invested into your company. Coffee shop insurance is actually a combination of a number of different policies combined. It provides your business with protection against a spectrum of risk exposures and liabilities. No matter how large or small your shop may…

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Home stagers insurance starts with liability coverage but includes much more

Home Stagers Insurance -

Preparing a house, condo or apartment for sale or rent takes style, care and protection just in case. Home stagers insurance is a type of coverage that will protect various components of your business against a spectrum of potential perils that can affect you. Even if you’re a one-person operation, to succeed, your business requires the right coverage. Home stagers insurance does start with a traditional style of business liability coverage. That said, it also requires a number of other types of protection as there is more to your business…

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