Is Usage-Based Insurance For You? A Breakdown of Programs from USAA, State Farm, Allstate, and Progressive

Usage-Based Insurance

Pay-as-you-drive insurance is taking over. These programs use technology to track mileage and driving behavior, rewarding safe, low-mileage drivers with discounts. USAA, State Farm, Allstate, and Progressive are the big players in this space. But how do their programs stack up? And are they as simple—and private—as they claim? Here’s a deep dive into how these programs work, where they’re offered, and who they’re best for. USAA SafePilot Miles USAA’s SafePilot Miles program targets military families, retirees, and anyone who drives less than 8,000 miles a year. Here’s how it…

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Credit Scores vs. Insurance Scores: What They Mean for Your Premiums

Credit Scores vs Insurance Scores

Why Insurance Scores Are Sparking New Trends in Telematics Programs Ever wonder how your insurance score affects your premiums? Or thought about switching to one of those telematics programs you’ve been hearing about? You’re not alone. Lately, a curious trend has emerged in the insurance world. Consumers with low insurance scores are back to shopping around for better deals after a lull that began in 2021. What’s driving the change, and how could programs like State Farm’s Drive Safe & Save or Progressive’s Snapshot shake things up even more? Spoiler…

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Rising Car Insurance Rates in 2025: Why Wisconsin Is Bucking the Trend

Car Insurance Rates in 2025

Car insurance rates are climbing steadily across the United States, with most policyholders seeing their premiums rise again in 2025. While this trend isn’t new—rates have been increasing since 2022—Wisconsin drivers may find some relief compared to the rest of the nation. A recent study by insurance platform Insurify predicts that Wisconsin’s rate hike will be significantly smaller than most states, offering residents a bit of a silver lining amidst this nationwide trend. Wisconsin Car Insurance Rates vs. the National Average According to Insurify’s projections, the average annual cost of…

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