Is Your Roof Covered By Your Home Insurance?

home insurance roof coverage

Your roof is one of the most important parts of your home. It protects you from the elements and keeps your home safe and dry. But what happens if your roof is damaged? Is it covered by your home insurance? The answer to this question depends on a number of factors, including the type of damage, the cause of the damage, and your insurance policy. However, in general, your roof is covered by your home insurance.   Home insurance policies typically cover damage to the structure of your home, including…

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Insurance news in Tennessee shows homeowners surprised by lack of roof payouts

Insurance news and roof damage material changes

Farm Bureau limits their payments for rooftop damage for recent policies. Residents of Tennessee may soon need to make larger out of pocket payments for roof damage, following the latest insurance news in which it was announced that 100 percent coverage would no longer be offered by a large insurer. Farm Bureau Insurance will now cover only the cash value of certain roof repairs. The insurer, also known as Tennessee Farmers Mutual Insurance Co., has released this insurance news, which states that roofing materials such as shingles will no longer…

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Homeowners insurance companies may terminate policies because of roof dirt

homeowners insurance

Insurers have been cancelling coverage due to debris on shingling. Though most homeowners have never really concentrated too hard on ensuring that their rooftops are spic and span, many might be changing their tunes as the number of homeowners insurance policies that have been cancelled as a result of roof dirt is rapidly growing. The cleanliness of your roof could have a direct impact on your coverage. Homeowners insurance companies are now saying that dirt, dark streaks, or green moss growing on the roof of a house may be more…

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