Pet owners can shrink veterinary costs with the right insurance

When it comes to healthcare, it isn’t just the cost of medical treatment for humans that is continually increasing. Veterinary expenses are also on the rise, causing many pet owners to take out animal health insurance in order to help to compensate for it. That said, there is still some debate over when coverage is necessary, and when it may not actually be appropriate. There is also some disagreement about how much coverage is needed. For example, whether a specific pet should have a complete wellness package, or whether only…

Read More

Pet insurance now available through Capital Blue Cross

Capital Blue Cross, a major health insurer based in Harrisburg, has announced that it will start selling pet insurance. Officials from the company believe that this act will make Capital Blue Cross the first insurer to offer pet insurance policies. The program will be managed by PetPlan, a company based in Philadelphia. Stacy Balaban, the strategic development director for Capital Blue Cross explained that many Americans think of their pets as members of their families, so it makes a lot of sense to offer a new program such as this…

Read More

Veterinary plastic surgery skyrockets

Recently released data from the largest pet insurance provider in the United Kingdom, Petplan, has shown that last year there were almost $2.5 million (1.5 million pounds) in claims made for dog and cat nose surgery. This represents an increase in 25 percent in this type of claims over the previous three years. Furthermore, that same insurer also paid more than $1.5 million for young dog eye lifts, and over $400,000 for household pet dental work. According to Petplan, the increase in veterinary plastic surgery makes it possible for pets…

Read More

Know your breed’s need before buying pet insurance

Pet insurance has been moving ahead by leaps and bounds and is increasingly being recommended in order to help to make it possible for pet owners to provide superior care for their companions, where that care would otherwise be too expensive to afford. Pet health insurance can cover everything from costly surgeries and medical treatments to prescription drugs. As the number of providers of pet insurance grows, it is also becoming more affordable, as competition is starting to play an important role in pricing. The primary decision that most pet…

Read More

Animal liability takes a bite out of the insurance industry

Almost one thousand Americans are treated in emergency rooms every day as a result of dog bites. Estimates show that in 2009 insurance companies paid out a total of 412 million dollars in claims for dog bites. In a survey recently conducted by State Farm, they reveal the states with the highest amount of claims for dog bites. Topping the list was California. According to the State Farm survey, California rated the highest in dog bite claims filed. Last year, California had 369 claims filed on insurance because of dog…

Read More