Why You Need a Lawyer With Experience

finding the best lawyer

There are plenty of lawyers in your state or city, but it’s important to know how to find an attorney that can help you win your case and get a fair settlement. You need a lawyer with experience who can look at all the details of your case and adequately support you by proving the right evidence to the courts. You can find a qualified lawyer by getting recommendations from family and friends, and by checking the lawyer’s professional history.  Here are some of the reasons that hiring an experienced…

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Understanding the Fundamentals of Tort Insurance

Car Insurance rates

Tort insurance is auto insurance designed to limit the number of auto accident lawsuits, specifically regarding “pain and suffering” and “loss” claims. Tort insurance pays medical bills for an auto accident, regardless of fault, but can limit the right of one party to file lawsuits over pain and suffering. Limited tort limits the ability of one party to sue for damages that are not economical, that is, claims that do not impact the finances of the injured party. Pain and suffering claims fall into this category, since it refers to…

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Four Things You Need to do Immediately After a Car Accident

Car Insurance rates

Car accidents occur almost every day in Baton Rouge. Some are very minor while others are far more serious. Personal health and safety are a priority after an accident. Anyone who needs medical attention should call an ambulance immediately. All parties should also get out of the street quickly to a safe location nearby. Anyone involved in a car accident should take four additional steps once all parties are out of the way of harm. 4. Document The Scene The scene of an accident in Baton Rouge is likely to…

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Moody’s data shows insurance claims from Costa Concordia may break $1billion mark

According to Moody’s Investors Service, the insurance losses from the capsized Costa Concordia cruise ship from Carnival Corp off the Italian coast could break the $1 billion mark once all of the injuries and environmental damage are included in the tally. James Eck, the senior credit officer at Moody’s published a note that stated that the sunken ship “marks the first major insured loss of 2012 and will result in a drag on first-quarter 2012 earnings for affected firms.” Though the ship’s damage, itself will cost an estimated $500 million,…

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Antitrust regulator in the United Kingdom to begin motor insurance rate inquiry

An antitrust regulator in the U.K. is beginning a probe into the increasing private auto insurance premiums in the country, as a precursor to actions that may be taken to alter and better the way the marketplace functions. The Office of Fair Trading (OFT) will examine evidence regarding the increases in price that occurred annually over a five year period and will work with the Financial Services Authority and the Ministry of Justice throughout this investigation. The OFT says that it will release its findings in December. According to a…

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Zurich American takes Sony to court over data breach claims

A new court case between the Zurich American insurance company and Sony – its client – may set a precedent for future decisions made regarding an organization’s liability and coverage at the time of a data breach. The insurer has stated that it will not cover Sony’s costs for the many class-action lawsuits that have occurred following the massive database breaches it experienced earlier in 2011, and is seeking the support of the courts for its decision. Sony has already reported that it anticipates that the direct financial cost of…

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Why are Michigan car insurance rates highest on average?

According to a new national survey conducted by Insure.com, Michigan is home to the highest average car insurance premiums in the U.S., followed closely by Louisiana and Oklahoma. Insure.com compiled data from six of the largest auto insurance providers in the nation and more than 2,400 vehicles from across 10 zip codes in each state. The company conducts this survey annually and lists the results for all to see on their website. The average yearly premium for car insurance in Michigan rose by $443 according to the survey, up from…

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