The Medicare open enrollment period is already well underway, as is the healthcare enrollment for people who receive health insurance from their employers and individuals who haven’t yet gone over their current coverage package for 2012 are being advised to hurry up and get started. For those individuals who haven’t yet missed their window of opportunity for changes in employer-sponsored insurance, the sooner they have a look at their current health insurance and compare it to what is available, the better, because any changes that are made by employers or…
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The Medicare Information Solution: Part 2
This article is continued from Part 1. Retiree benefits are received by approximately one in every three Medicare beneficiaries, and are a form of supplemental coverage from the retirement health plan provided by their former employers. For these individuals, Medicare began quite simply. They would use both Parts A and B, and then would simply use the insurance from their former employers to cover the out-of-pocket costs such as prescription drugs. The majority of individuals who have this option available to them will take it. However, employers are offering this…
Read MoreNew search tool for Medicare Part D for 2012 available through Q1Medicare.com
The Medicare Part D prescription drug plan search tool – also known as the PDP Finder – is now launched through Q1 Medicare and this stand-alone feature is now available for use. This tool gives Medicare beneficiaries such as seniors a look at all of the different Medicare Part D plans available for 2012 for their areas quickly and easily. These plans are offered along with the primary details for all drug tiers of coverage, such as the monthly premiums, “Donut Hole” coverage, the initial deductibles, and cost sharing/co-payment information.…
Read MoreAn overview of Medicare plans and what they cover
Medicare health insurance is a program that is federally administered and is made available to people with certain specific forms of disability, permanent kidney failure, or people who are 65 years of age or older. There are several different types of Medicare plans, the basics of which are as follows: • Medicare Part A – provides coverage for hospital care (among institutions that accept Medicare) and has no monthly premium for its beneficiaries, as long as they have been employed and have paid FICA taxes for a minimum of a…
Read MoreInsurance Dialogue launched new website to help people obtain coverage from Medicare
Insurance Dialogue, a company serving as a liaison between consumers and insurers, has launched a new initiative to boost enrollment in the federal Medicare program. The company has developed a website that aims to help consumers find the Medicare plans that are best suited to their needs. The website, RightMedicare.com, is part of an overarching endeavor to raise awareness of health insurance amongst those that may need it most. Many of these people may not be aware that they are eligible to receive coverage through the program, especially as health…
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