Research ranks auto insurance premiums by state and finds uninsured increase costs

An online survey conducted by Insure.com, has shown that drivers in Louisiana, Michigan, and Oklahoma pay highest premiums for auto insurance in the country. On the flip side, Vermont had the lowest car insurance rates, according to the same survey. The findings were based on the rates paid every year by single males who are 40 years old and who commute 12 miles every day to work. This profile would generate a rate of $995 in Vermont, but was much higher in some other states. For example, the same person…

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Millions of drivers may be eligible for car insurance discounts, according to Progressive Insurance

Progressive Insurance has issued a new report detailing how as many as 70 million drivers in the U.S. could be missing out on major savings. The insurer launched a new product earlier this year that collects data from drivers who opt to have a simple device installed in their vehicles. The device tracks driving habits and send the information to Progressive agents who determine whether these habits are safe. Those with safe driving habits are eligible for major discounts on their car insurance policies. Progressive’s report draws upon data collected…

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The cost of your vehicle doesn’t end at the price tag

If you’re hoping to save money on your auto insurance, then one of the most important factors that you should be considering is the type of vehicle that you’re driving, as this is one of the key factors that decides how much your rates will be. Overall, the rule of thumb is that if you want the very cheapest auto insurance, then a four door family-friendly vehicle will bring the best results. For example, the popular Town & Country by Chrysler is a vehicle that is considered to be both…

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Some California cities will continue with red light cameras

Various cities in Southern California have chosen to continue their commitment to enforcing red lights with cameras, regardless of L.A.’s decision to terminate the program. There was a unanimous vote in the Los Angeles City Council (13-0) in favor of ending the program after city officials deemed the payment of the fines for tickets issued by the cameras to be voluntary. This angered many motorists who had already paid their own tickets. Cities who remain committed to the program include Beverly Hills, where the program for red light cameras has…

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NAIC survey reveals ways consumers have been saving money on car insurance

The National Association of Insurance Commissioners (NAIC) has released the results of a survey that determined the top ways that consumers have made lifestyle changes within the last year in order to save money with their car use to reduce their insurance fees. Over the last twelve months, 53 percent of Americans made this type of change with car insurance costs in mind. The insurance commissioners’ survey showed that the following changes were made by consumers: Among automobile owners, almost 20 percent exchanged their car for a less costly model…

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