The helmet and insurance laws for Florida motorcycle riders

If certain insurance standards are met by an adult’s motorcycle policy, the law in Florida doesn’t require that individual to wear a helmet while they drive that vehicle. The majority of bikers are considered to be safe drivers. However, the problem is that they can still be injured by other careless motorists regardless of the care that they take. According to Florida Statute 316.211: • A person must be wearing protective headgear that has been properly and securely fastened in order to ride a motorcycle. That headgear must meet the…

Read More

New dirt bike law may decrease recreational vehicle insurance rates

President Obama has signed a law that is designed to bring some relief to Americans who are affected by a product safety law that was enacted in 2008 in order to prevent children from obtaining toys containing lead. The law went into effect in 2011 and risked prohibiting the sale of four-wheelers and dirt bikes meant for children aged 12 and younger. Businesses selling these recreational vehicles, and the families who purchase those vehicles from them, asked the federal government for assistance in overcoming this struggle. Congress passed House Resolution…

Read More

Understanding what is required from motorcycle insurance

motorcycle

The Motorcycle Industry Council’s data indicates that more than half – 55 percent – of all motorcycle riders were aged 40 or higher as of 2008, and this has changed the landscape of motorcycle insurance. In 1990 – a mere eight years earlier – only one-quarter of all motorcycle riders were in that same age bracket.  These drivers are no longer people who are young and feel that they are invincible.  Instead, the average motorcycle rider typically has a minimum of some college education, with a great deal more in…

Read More