Tag: mortgage professional

I Need to Get a Mortgage – Who do I Call First?

Kirk Chivas
auto insurance defensive driving course

Mortgage rates have risen about 1% in the last 4 months of 2013. We even had some days that rates would rise 4 times in one day (read about that here). Refinancing your loan is no longer the cool topic at the hors d’oeuvre table at the Bunco party or at the water cooler discussion in the office.  This is usually the spot where you will find a “topper” or “one-upper” who jumps into the conversation and says “Oh, yeah…  Well I got a mortgage rate of 1.99% for 30…

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12 First Time Homebuyer Mistakes to Avoid

Kirk Chivas
Buying a home

As the housing market and economy continue to strengthen, many folks feel they are back on their feet and are looking to buy their first home.  The price for renting a home continues to increase as well, adding urgency to many young adults. Understanding the Home Buying Process Buying your first home is an intimidating process.  Not only is this uncharted territory, this is usually the largest financial purchase you will make in your lifetime.  Plus, there are a lot of moving parts including finding a home, making the offer,…

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