Live Insurance News

Travel insurance coverage may not extend to mental health

May 5, 2014May 3, 2014 Julie Campbell

Travel Insurance doesn't cover mental health

Many vacationers purchase a policy in case of a medical emergency, but not all forms are covered. Travel insurance can be a very important way for people to protect themselves against the financial losses associated with the unexpected, whether that be the sudden need to cancel a trip at the last moment or requiring urgent medical assistance while away from home. However, these policyholders are starting to discover that mental health is typically not covered. One of the most important types of coverage that a travel insurance policy provides is…

Health insurance not accepted by half of U.S. psychiatrists

January 22, 2014January 20, 2014 Julie Campbell

A new study has shown that these medical professionals will not be paid through a coverage plan. Recently, as the health care reform truly takes hold across the country, there has been a growing focus on mental health and integrating it with physical care, which has revealed that about half of all psychiatrists in the country will not accept health insurance. True integration of mental and physical wellness and care has been proving to be an increasingly difficult process. Physician Tara Bishop, who is also a researcher at Weill Cornell…

Health insurance companies facing greater scrutiny in Massachusetts

May 10, 2013May 25, 2013 G. Turner

Mental illness coverage will be a considerable focus for the state’s law and its enforcement. Mental health insurance has become a very hot topic, as seven different insurers have now reached settlements to pay consumers and the state for their failure to meet the legal coverage requirements in Massachusetts. The most recent of these settlements has spawned a greater effort by the Attorney General to solve the issue. Martha Coakley, the Attorney General, has taken inspiration from the health insurance settlements over mental illness coverage, and has now issued a…

Health insurance consumers face confusion over mental illness coverage

December 27, 2012April 30, 2013

Many people are struggling to understand what type of protection they have against mental conditions. Health insurance has been a prime news topic over the last while, as the changes to the Affordable Care Act are implemented, but what many people are still struggling to discover is how they are covered against mental illness. Standard policies will soon provide more protection against that type of condition. However, while it is truly helpful to have a policy that will provide mental illness coverage, all too many practitioners are not accepting that…

Mental health experts call for blend of medical and behavioral payments in healthcare reform

July 26, 2011July 26, 2011 Marc

Experts in mental health industry are requesting that medical providers such as psychologists take on an important role in health care reform, as they bring about new initiatives for reimbursement that would combine behavioral and medical health payments. Among the primary criticisms that U.S. healthcare has received over the years is that its method of providing health care identifies medical and behavioral services as independent and not as important as physical health services. Furthermore, preventative efforts make up only 5 percent of the total expenditures for healthcare. Along with the…