California insurers are not required to include maternity coverage in health plans

California insurers are not required to include maternity coverage in health plans

Residents that purchase individual health insurance are left with little options if they wish to have something as basic as maternity coverage. Due to California law, insurers can make this coverage optional, narrowing the market to only a few high priced plans within major insurer’s portfolios.  In fact, you could be paying on average 30 to 40% higher rates than plans that exclude maternity. The majority of consumers affected by these higher costs are usually self employed and are left with no other choice but to pick high deductible plans.…

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