4 Things to Consider When Picking a Benefits Plan

group health insurance benefits plan

Group benefits are a critical part of your compensation strategy. More importantly, the benefits you provide or don’t provide can affect your retention of key talent. Yet there are many options out there, and it can be hard to choose the right benefit plan for your employees. Here are four things to consider when picking a benefits plan. The Total Price Tag Employees want insurance with no premiums, but they’ll love benefits with low premiums. The difficulty is finding good group insurance plans that offer the coverage employees want at…

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4 Insurance Policies Everyone Should Have But Go Without

Insurance policies

The only sure thing in life is that it can be unpredictable. Accidents or illness can strike at any time. Guarding your home and future should be a necessity in any household budget. Although many people don’t think that insurance is necessary, when the unthinkable happens it is good to be protected. Even the most unlikely scenarios like being a victim of a home invasion can happen to anyone at any time. If you are injured and can no longer work it can be devastating financially, emotionally and physically. Having…

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Disability insurance becomes more complex and expensive

Employee disability benefits, as is the case with virtually every other kind of workplace benefit, has become an expense that workers are beginning to need to pay for and manage – at least to some degree – themselves. Now that the 2012 open enrollment season has begun, an increasing number of employers are requesting that workers take on some of the financial burden for some of the more high-end forms of disability protection. Mercer benefits consultant partner, Rich Fuerstenberg, said that he has been witnessing a gradual trend toward workers…

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