3 Large Life Purchases That Require Forethought

3 Large Life Purchases That Require Forethought

Even the things in life that are assumed still require some forethought. Often thinking ahead is something that can also enrich your overall experience since you have given yourself and anyone else involved time to weigh pros and cons, and also save money if needed. Acting on impulse can be exciting sometimes but for some of life’s larger events you might have regret if you simply act on adrenaline. Like anything, finding a balance between impulse and planning is going to yield results that suit your bigger picture as well…

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Strategic Wealth Management is an Insurance Policy for Old Age

Strategic Wealth Management is an Insurance Policy for Old Age

With more people living longer and healthier than ever before, it is highly recommended that you have a clear financial plan for your retirement years. Worldwide there are 901 million people over the age of 60, and most of these people will live healthy lives. The odds, and the natural cycle of life, mean that you too will join this age group at some point and thus should be prepared. It is the underlying premise of all insurance and perhaps the most pressing pre-planning that many will need to do.…

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How to Choose the Right Life Insurance Type for You

How to Choose the Right Life Insurance Type for You

There are many types of life insurance out there, but it is not as difficult as you might think. You can choose from whole life and term life, and the different variations on those. Term is often good for a set amount of time, and it then expires. But whole life goes for your entire life, as long as you keep making the payments. There are benefits and drawbacks of each one. Adding to Your Coverage Term life insurance is a relatively new kind of insurance available. You may wonder…

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Choosing an Insurance Agency

Choosing an Insurance Agency

Insurance is something most people forget about until they are in a situation where they really need it. But, being insured is crucial to help protect the valuable things in your life. Some insurance is a necessity, such as personal auto insurance. However, insurance for other belongings such as jewelry and home contents is often overlooked. One thing that puts many people off becoming insured is not knowing what insurance they need and how to get the best deal. This is why using an insurance agency such as Barouh Insurance…

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7 Types of Insurance Every Millennial Must Consider

Millennials insurance that they are buying

If you were born between 1978 and 1999, you are classified as a millennial. The millennial generation is regarded as one of the most financially conservative generations since they are careful when it comes to investing and saving. Therefore, it’s surprising to look at the fact that a vast majority of individuals between 18 and 39 are underinsured. Here are 8 types of insurance plans millennials should consider: 1 Life Insurance  Life insurance isn’t something that only the wealthy need. Depending on your particular situation, perhaps, you need it as…

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How to Prevent Accidents When Driving Through Oregon’s Varying Weather Conditions

GEICO Insurance - Driving on winter roads

As a competent driver with plenty of experience, you likely know what a challenge it can be to drive in inclement conditions.  Heavy rainfall and fog can reduce your vision on the road to just a few yards, drastically decreasing the time you have to react to hazards. In addition, you have to be extra careful with your wheels moving on the slick surface of a road in the rain. And the streets only get more slippery during winter when covered in ice.  Oregon drivers will recognize all of these…

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Life insurance shopping trends rise and fall with local COVID-19 cases

Life insurance shopping - dollar sign - virus

A new NerdWallet survey found that Americans gain and lose interest in coverage based on case numbers. This year, there has been a substantial rise in life insurance shopping behaviors among Americans. Many studies indicate that it is a response to the COVID-19 pandemic, and people’s increased awareness of their own mortality. The study showed that as coronavirus cases fall in an area, so does interest in this type of policy. The research, conducted by NerdWallet, found that 35 percent of American consumers who had been life insurance shopping during…

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