Ride sharing service in Iowa comes with potential insurance problems

ride sharing auto insurance car traffic california

Commissioner Nick Gerhart has cautioned drivers that signing up for these programs could negate their coverage. The Iowa insurance commissioner, Nick Gerhart, has released a statement of caution to drivers in the state who are considering participating in ride sharing services, such as Uber, as signing up to give people drives under this type of program could nullify their auto policies. While the Uber service has not yet made its way into Des Moines, the company has been looking at the city. That said, the commissioner spoke in advance of…

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Insurance agency under investigation for overbilling thousands of policyholders

insurance agency overbilling fraud

State officials are now looking into the Iowa business that may have overcharged 10,500 government employees. An insurance agency in Iowa has found itself in hot water after having been accused of overbilling an estimated 10,500 government employees for their health policies. It is believed that the overcharged workers paid a total of millions of dollars too much. The Two Rivers Insurance Co. is now being investigated by the Iowa Insurance Division (I.I.D.). The insurance agency has office locations in West Des Moines, Davenport, Burlington, and a number of other…

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Health insurance plans will be offered by six insurers in Iowa

Iowa stopgap health insurance plan

Half a dozen providers have already applied to be able to offer their plans on the state’s exchange. Although six health insurance companies have already applied to be able to sell their policies on the Iowa exchange, having made their submissions to do so by the deadline last Sunday. However, the largest insurer in the state was not among those who opted to participate in the marketplace. The largest health insurance company in Iowa, Wellmark Blue Cross/Blue Shield, currently has about 2 million policyholders in that state and South Dakota.…

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Health insurance deadline missed by Iowa

flood Insurance payments time

Key date was not met by the state in order to comply with the new federal healthcare law. A key deadline for the states to meet in order to comply with the new federal healthcare laws has come and gone and Iowa’s commissioner has now issued a letter explaining that they will not be able to meet this health insurance exchange planning date. Governor Terry Branstad’s insurance commissioner has confirmed the deadline has been missed. The Patient Protection and Affordable Care Act gave the states until September 30 in order…

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Tornadoes in Oklahoma and Kansas claim lives and cause damage to property


Damages from recent tornadoes that ripped through Oklahoma and Kansas. Powerful tornadoes tore through the states of Kansas and Oklahoma over the weekend, causing significant damage to businesses and homes as well as claiming lives. The National Weather Service claims that the weather system responsible for the disasters created more tornadoes in one day than either Kansas or Oklahoma would normally see in the month of April. Insurers have been working in cities affected by the tornadoes, hoping to mitigate any further damage and to process claims quickly to help…

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Des Moines opts back into self insurance program to cut costs

Health insurance for city workers in Des Moines, Iowa, is becoming less expensive. Earlier this week, the City Council moved to make a switch back to a self-insurance system for its employee’s health plans. This is the first time since 2003 the city has opted to participate in such a system. City officials hope that the change will help save money on policies across the board. They expect it will also save taxpayers money – to the tune of $1million annually. The City Council is currently expanding their efforts to…

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A struggle over Iowa mental health care system reform

In Iowa, the burden of mental health care is often shouldered by individual counties. As such, each county is tasked with handling these issues as they see fit. Iowa is home to 99 different counties, meaning that the definition of coverage can be radically different from county to county. Who can receive care, and the type of care they are eligible for, is subject to the whims of the local budget. This system has existed for several years, but now state legislators are considering making changes. Many citizens regard the…

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