How to protect your jewelry with the right insurance coverage

As award season kicks off, the world looks to the United States as the stars walk the red carpets decked out in the very finest in fashion and highly insured jewelry. This should come as a reminder that even if your own jewels aren’t worth millions, you may still be wise to give them adequate insurance coverage. According to Allstate Insurance Company’s vice president of consumer household, Keith Rutman, many people actually hesitate to wear their good jewelry in the fear that these precious items could go missing. He explained…

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Burglary risk can be reduced with a security system

The Associated Press has reported that burglaries in American homes are on the rise, as thieves seek to obtain items made out of gold, which achieved a top price of $1,891 per ounce last month. Gold jewelry such as chains, pendants, earrings, bracelets, and rings, are all very easy to carry and can be sold in a melted form so that they don’t leave any trace as to their source. The same cannot be said about laptops, televisions, and other electronics. In order to reduce their vulnerability to this trend,…

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Insure your engagement ring to ease your mind

Insure your engagement ring to ease your mind

If you have renters or homeowners’ insurance, they cover the items in your home up to a certain amount.  Your insurer will be able to offer you an extension or rider to your current policy to cover the more expensive items in your home like an engagement ring, electronics and art.  There is also the option of contacting a company that specializes in insuring jewelry. The cost of insuring jewelry depends on how much the jewelry cost and how likely it is to be stolen.  Yearly costs are pretty low;…

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