Tag: insurance coverage

California’s Evolving Insurance Market: Is Relief on the Horizon?

Ester Adams
California Insurance Market

California’s home insurance market has been under immense pressure in recent years, leaving homeowners dealing with uncertainty about their coverage. Farmers Insurance, the state’s second-largest home insurer, recently announced a significant decision to expand the number of policies it writes each month. While it marks a potential turning point, many questions remain about the long-term sustainability of California’s insurance landscape. Here’s a breakdown of the situation, players involved, and what lies ahead. Farmers Insurance Expands Policy Sales Cap After limiting itself to selling 7,000 policies per month in California, Farmers…

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Government vs. Private: Who’s Really Paying for Your Weight-Loss Meds?

Logan B.
Weight-Loss Meds

In recent years, weight-loss meds like Novo Nordisk’s Wegovy and Eli Lilly’s Zepbound have gained significant attention in the United States. These drugs belong to a class known as GLP-1 medications, primarily developed for diabetes management but increasingly used for weight loss. As demand for these treatments rises, understanding the landscape of insurance coverage for these drugs becomes crucial for consumers. Weight-Loss Meds Insurance Coverage Overview Insurance coverage for GLP-1 weight-loss drugs is complex and varies significantly across different plans. While government-funded programs like Medicaid and those covering federal, state,…

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Unveiling the Flood Insurance Gap: How Hurricane Helene Exposed a National Shortfall

Logan B.
Flood Insurance

Navigating Flood Insurance: Challenges and Insights Post-Hurricane Helene The recent hurricane season, marked by significant storms like Hurricane Helene, underscores the critical need for effective flood insurance coverage across the United States. As homeowners grapple with rebuilding and recovery, the spotlight turns to the intricacies of flood insurance, its accessibility, and the broader implications for those in high-risk areas. This Year in Floods and Insurance The past year has been a stark reminder of the unpredictable nature of weather patterns and their devastating impact. Key statistics and developments in flood…

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5 great reasons to take out an accident insurance policy in Thailand

Guest Author
accident insurance Thailand travel insurance

Thailand is a magnificent place to live, which attracts many people from overseas, either to work or retire and enjoy the many benefits that the country provides. That includes being surrounded by amazing culture and living in a tropical climate which is conducive to having fun by the coast. There is never a shortage of activities while surrounded by stunning scenery which attracts millions of visitors each year. It is an affordable place to live, especially compared to many Western countries, meaning that the many wonderful restaurants can be enjoyed…

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The Alarming Rise of Hyundai and Kia Theft Rates in the United States

G. Turner
Rise of Hyundai and Kia Theft Rates

In 2023, Hyundai and Kia vehicles have become disproportionately popular targets for car thieves. During the first half of the year, these vehicles were stolen at a concerning rate of 11.2 per 1,000 insured vehicles, significantly surpassing the 1.6 per 1,000 theft rates for other brands. The Hyundai Elantra, Hyundai Sonata, and Kia Optima emerged as the top three most stolen vehicles, underscoring a troubling trend for the owners of these models. Why Are Hyundai and Kia Cars Targets? The surge in theft can be attributed to certain vulnerabilities in…

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