Having a car accident is a difficult experience for anyone, no matter how it turns out. We would all love to make a deal that guaranteed we would never get into an accident. However, the best we can do is car insurance, so that we are not left in financial straits due to a collision. Insurance is important for everyone who drives, but only third-party insurance is legally required. Nonetheless, if you have a car accident and you don’t have auto insurance you will certainly regret it. The best case…Read More
Tag: insurance claim
7 Steps To Filing An Auto Insurance Claim
While a car accident can occur in the blink of an eye, the aftermath of the incident can linger for weeks, months, or even years. After an accident, you may be left with vehicle damage, medical expenses, and other costs. Particularly if you’re able to prove auto negligence or the other party is at fault, you may be able to get compensation for these expenses; but to do so, you’ll need to see the insurance claims process through to completion. Submitting an insurance claim after a traumatic accident can be…Read More
Put a Dent in the Efforts of Car Hail Damage Fraudsters
Whenever hailstorm clouds gather, responsible car owners take note of how they can best protect their cars. Your car may not come out unscathed if it is outside when the storm hits. In addition to worrying about your car, you actually need to be aware of scammers who will take advantage of a widespread storm by perpetrating fraud. However, you can deal with this stressful situation by raising your antennae when an unknown fixer knocks on your door. Here are some tips for spotting storm-damage scammers and what to do…Read More
What does windshield insurance cover?
Know what coverage you have – and need – in the case of cracked glass, hail, and similar damage. Many drivers don’t realize how important windshield insurance is, simply assuming that it’s on them to pay for it out-of-pocket if the glass breaks. Make sure you know where you have coverage and when to file a broken glass claim. Windshield insurance is an important part of an auto policy. It will decide how much you will need to shell out if your glass becomes broken, pitted or cracked. Repairing or…Read More
Does Homeowners Insurance Cover Plumbing and Pipe Leaks?
Owning your own home is exciting but there are also basic chores and situations you need to be aware of. This will allow you to act in the best possible way should something negative happen. For instance, burst pipes which flood the house. Having your own home may mean that you have replaced the plumbing system and can feel fairly confident that you’re not going to have an issue. However, pipe leaks and plumbing disasters can happen to anyone at any time. It’s best to be prepared. Know Your Plumber…Read More
Will Homeowner’s Insurance Cover Hail Damage?
Since you’re living in “hail alley” in Denver, damage to your property due to this meteorological phenomenon kind of just comes with the territory. That being said, it doesn’t make the damage any less frustrating when you have to deal with it. Repairing places around your home, like your roof, can be a financial burden if you’re not appropriately prepared to handle the responsibility. There is a real need for hail preparedness, considering that parts of Colorado receive the “highest frequency of large hail in North America and most of the world.”…Read More
Kansas insurance company claim paid out after child knocks over $132,000 statue
The child’s parents were required to pay for the broken artwork, but their insurer paid most. The Kansas insurance company has covered the parents of a boy who knocked over a statue worth $132,000. The video of the boy toppling the artwork went viral shortly after the incident happened. The video was used as evidence against the boy and the parents were required to cover the cost of the broken artwork. That said, their Kansas insurance company came through with a payment of $107,000 for the damage caused by the…Read More