Homeowners Insurance: Deductibles Debunked

Homeowners Insurance

When it comes to purchasing homeowners insurance, choosing the right deductible for your home may be a tricky decision. There are many different types of deductibles and it is easy to get confused by the amount of options available to you. If you are stressing out over picking the right deductible for you, then this article will explain the different terms you may come across when making this vital decision. Percentage Deductible Quite often, a property’s deductible is calculated not by its dollar value, but by a percentage value. The…

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Homeowners insurance laws warning issued by Minnesota Department of Labor

Home prices are down but insurance prices are up!

The state is reminding people about regulations regarding deductible discounts from contractors. The state of Minnesota is working with a number of large organizations to remind people about homeowners insurance regulations and what coverage behaviors are allowed. Severe thunderstorms in the summer often have people calling insurers to ask about their coverage. Though homeowners insurance policies will typically cover a number of different types of damage from severe weather, there are some rules that must be observed when choosing a contractor to perform the repairs. The Better Business Bureau of…

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Homeowners insurance tips to save you money

Use these tips to help to find cheap homeowners insurance that will still give you the coverage you need. When it comes to homeowners insurance, you may be well aware of how important it is, but it doesn’t make it any easier to fork over the money for the premiums every month. There are some things that you can do to help to ease the monthly suffering and decrease the cost of your coverage by 20 percent or even more, without sacrificing the amount of coverage that you need for…

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Allstate to launch new homeowner’s insurance products throughout the U.S.

In October of last year, Allstate launched a new line of homeowner’s insurance products in Oklahoma called House & Home. The company’s initiative was met with success and now the insurer is gearing up to launch these products in various states through 2014. The products became popular amongst consumers because it provided them with a sleuth of discounts and new deductible and coverage options. The insurer has also introduced a more simplified quoting process that uses external information to fill out applications more quickly. As Allstate introduces these new insurance…

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