For customers who are hosting gatherings, a policy is a solid investment against unexpected expenses. This time of year is filled with lots of gatherings, parties and celebrations and hosts will have more people into their homes than they typically would, making liability insurance even more important than usual. In fact, in the unwanted event that things go wrong, an insurance company can become a best friend. For this reason, many liability insurance companies are now recommending that party hosts add a revision of their policies to their to do…
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Homeowners insurance companies in Ohio look at ‘high-risk’ dog breeds
Owners of pit bulls, among others, say that they have experienced bias when they seek policies. Ohio has had a regulation in place for about three years that has stated that the owners of all breeds of dog must be treated equally, but this has created a certain degree of controversy when it comes to homeowners insurance policies. Some dog owners have said that the breed of their pets have placed a sizeable barrier in their way. Among those challenges, homeowners insurance has been at the top of the list.…
Read MoreTennessee homeowners insurance customers advised to review their coverage
The State Fire Marshal has recommended that they look into their protection ahead of holiday travels. The top fire official in the state is recommending that Tennessee homeowners insurance policyholders review their coverage before they head out of their homes this holiday season. The more people go away on vacations or even just to attend gatherings, the greater the risk of mishaps. There are a number of reasons that Tennessee homeowners insurance customers should be more aware of their coverage and of their own activities at this time of year.…
Read MoreAnimal liability coverage going away on some homeowner’s policies
If you’re thinking about buying a home, or changing insurance providers, make sure you read the fine print. There are several insurance companies that are excluding coverage for your canine companions. They will no longer cover property damage caused by your dog, and they won’t pay for any medical costs should someone get bit. Insurers and underwriters are watching the numbers, and the numbers are telling them they are paying out well over 400 million dollars a year on dog bite incidents. Hospital emergency rooms see over 365 thousand people…
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