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Mercury Insurance Certification Program Offers Hope for High-Risk Homeowners

May 30, 2025 Marc

california insurance agent explaining new plans

New Certification Could Help Homeowners Save on Insurance Premiums Good news for California and Oregon homeowners living in wildfire-prone areas! There’s now a way to snag a discount on your home insurance premiums while also protecting your property from those raging wildfires. How? Through the IBHS Wildfire Prepared Home certification program. But what exactly is this program? Great question. It’s a partnership between Mercury Insurance and the Insurance Institute for Business and Home Safety (IBHS). By taking steps to better prepare your home against wildfire risks, you can earn a…

Homeowners insurance increases rejected by Massachusetts

June 13, 2014June 10, 2014 Julie Campbell

The state has shot down the request to hike rates that was made by FAIR for its high risk pool. Regulators in Massachusetts have turned down a request from the high-risk homeowners insurance provider that would have caused premiums for that coverage to rise by an average of 7 percent. The FAIR high risk plan wrote a large number of policies in 2012, according to the Division of Insurance. Though the majority of the areas that have the highest risk of storms and flooding are in the region of Cape…

Thousands of UK homeowners could lose their insurance coverage if a new deal is not worked out between the government and insurers

December 31, 2011 Nordstrom

In the United Kingdom, an agreement between the government and the country’s insurance industry is scheduled to come to an end in 2013. The agreement was first struck in 2008, after severe flooding caused damage to homes a year earlier. The agreement saw insurers offering coverage to homes found in high-risk areas, where flooding is very common during rainstorms. The Association of British Insurers wants the government to shoulder some of the burden associated with covering these risk-prone properties, but if the government denies re-negotiating the deal, thousands of homeowners…