Aetna report shows that consumers are confused about insurance terms

Aetna Inc. has released the results of a new consumer survey as open enrollment for employer-offered insurance plans comes to a close. The results of the survey show that more than half of insured adults in the U.S. find the terms of their insurance policies confusing. This presents a major problem for both insurers and consumers as these adults general tend to accept any terms they are given as they believe that any insurance coverage, even if it is not appropriate to their needs, is better than no coverage at…

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Employment doesn’t guarantee health insurance

A new U.S. Department of Labor-funded report has indicated that employer-sponsored health insurance is rapidly on the decline for millions of Americans. According to the researchers from Iowa Policy Project, the nonprofit organization that released the report, employees are losing the jobs that provide health insurance through the employer, and are finding new employment through contract or that is part-time, which makes it much more challenging to find affordable coverage. Co-author of the report, Noga O’Connor, said that it has become less common and more expensive to receive health insurance…

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Enroll America embarks on a crusade to raise awareness of health insurance

With election year rapidly approaching, the issue of health care is getting more attention. While reform of the health care system is already well underway, few may be aware of their eligibility for federal health insurance programs. In an effort to raise awareness, Enroll America, a nonprofit consumer advocacy group, is embarking on a new campaign to help people understand the working of the new health care system and how they might be able to receive affordable insurance coverage. The campaign brings together a multitude of hospitals, insurance companies, pharmaceutical…

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Palm Beach County seeks to help the uninsured find coverage

Those without insurance are at a heightened risk of being unable to pay for medical treatment that could save their lives. In years past, the issue has been well documented but few lawmakers have made moves to find a solution. The Affordable Care Act was meant to remedy the problem by expanding people’s access to insurance coverage. However, in Palm Beach County, Florida, the County Commission is calling for more aggressive action to be taken to ensure that state residents have access to the coverage they need. This week, the…

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The cost of health insurance for low income families

Although the Affordable Healthcare for America Act by the Obama administration was created in order to make certain that a larger number of Americans will have access to health insurance, many are finding that the premiums are still too costly to be able to afford them. The Act has already gone through some significant improvements since its first creation, especially in terms of Medicare, as it has assisted in lowering those costs. That said, many Americans are still struggling to afford their current health insurance rates or remain without any…

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