In California, enrollment in the federal Pre-existing Condition Insurance Plan may be coming to a premature end. The plan is an offshoot of the Affordable Care Act and aims to bring affordable insurance coverage to those with chronic illnesses and other pre-existing conditions that kept private insurers away for years. Lawmakers had originally set the enrollment limit in California to 23,000 people. The costs of running the program, however, seem to be much more than first estimated, and California legislators have lowered the enrollment limit to a scant 6,800. With…
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Subsidized California health insurance program fails to meet enrollment goals
A subsidized program for health insurance in California that offers consumers an affordable form of protection when they have pre-existing medical conditions, has managed to break the 5,000 member level at its first birthday, but this was notably lower than the anticipated enrollment. The state had received $761 million from the federal government in order to operate the program until the 2014 start of the new healthcare insurance requirements for state-run insurance exchanges as a part of the Obama Administration’s healthcare overhaul. At the start of this subsidized insurance program,…
Read MoreProblems with Ohio’s high-risk insurance pool bode ill for residents with chronic ailments
Last year, Ohio legislators approved a plan to establish a high-risk insurance pool in the state in order to appease new federal health care laws. The program was meant to attract residents who have had trouble obtaining insurance coverage in the past due to high-risk illnesses or chronic conditions. With more than 1,800 people currently enrolled in the plan, legislators are now seeing higher-than-expected costs in keeping the program afloat. In an attempt to mitigate the rising costs of the program, legislators have now limited enrollment. The program was meant…
Read MoreAnalysts: Enrollment in states’ pre-existing conditions insurance plans incredibly low
The health care reform law of 2010 is well known for a number of provisions that have succumb to a seemingly endless tide of controversy. These provisions generally garner the majority of public attention, but it is one provision that has been in effect for over a year now that may point to some fundamental flaws in the federal law. The provision in question is one that originally drew in public acclaim, but has since faded into obscurity. According to the law, each state must have a Pre-Existing Condition Insurance…
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