Over half of current individual plans aren’t up to the 2014 health care reform standards

Health Insurance book report law

Most of the medical coverage being sold to individuals are falling short of the “essential benefits” requirements. Over half of all Americans who have purchased their coverage through the individual insurance marketplace currently have policies that are not up to the health care reform essential benefits standards. Equally, the majority of employer group medical plans have less cost sharing and more comprehensive coverage. The issue at hand is that although the Affordable Care Act, which will go into full effect in January 2014 as long as it is not overturned…

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