group health insurance plans Archives

4 Things to Consider When Picking a Benefits Plan

November 5, 2019 Guest Author

Group benefits are a critical part of your compensation strategy. More importantly, the benefits you provide or don’t provide can affect your retention of key talent. Yet there are many options out there, and it can be hard to choose the right benefit plan for your employees. Here are four things to consider when picking a benefits plan. The Total Price Tag Employees want insurance with no premiums, but they’ll love benefits with low premiums. The difficulty is finding good group insurance plans that offer the coverage employees want at…

Things you might not know about group health insurance

April 3, 2012April 3, 2012 Julie Campbell

Though most people feel that group health insurance – such as the plans offered by many employers – are highly beneficial, it should be noted that they were not all created equal, and that there are many surprising things that consumers can learn about those policies that might change their opinions about their value. Consider the following often unknown issues regarding group health insurance: • Some group health plans don’t provide pregnancy coverage – as a result of the Pregnancy Discrimination Act of 1978, the majority of health insurance plans…

Gallup survey shows that employer provided health insurance is disappearing

February 18, 2012February 18, 2012 S.Vagus

A new survey from the Gallup Organization, a consultation and polling company, shows that employer sponsored health insurance is on the decline. The survey began on January 1 of 2011 and came to its conclusion on December 31 of the same year. Declines in insurance coverage are a persistent trend in the U.S. despite claims from the federal government. The Obama administration insists that the Affordable Care Act has brought coverage levels to an all time high. While this may be true for young adults, this is not the case…

Florida Health Choices program to launch July 2012

December 6, 2011May 7, 2013

Florida legislators are looking to launch a new health care plan for small businesses in July 2012. The Florida Health Choices program, which was first built by lawmakers in 2008, aims to bring affordable health care policies to small businesses as an alternative to those offered by private insurance companies. The program has been in the development phase for several years partly because legislators want to make certain the program is being built correctly. The Florida Health Choices board says that the program is as ready as it will ever…

Survey shows workers often misinformed about costs of employer health insurance

October 18, 2011 Julie Campbell

A national survey conducted for eHealthInsurance between the months of September and October 2011, by Kelton Research, has shown that only 47 percent of participants who had employer-sponsored coverage are capable of stating with confidence the amount of their health insurance premiums that is covered by their salary and how much is paid by the employer. The survey also showed that 35 percent of the respondents who had employer-sponsored coverage were able to state how much the annual deductible for their plan was, and only 33 percent of the participants…