GapInsuranceInfo.com has announced the launch of their new website, which is designed to help Americans to find the gap insurance they need to fill in the coverage holes left behind by their standard policies. This supplemental coverage can help with gaps in protection for home, auto, health, life, and business. It provides actual cash benefits to make sure that you’re covered, no matter what unforeseen circumstances are sent your way. For example, many people who have health policies – either through their employers or that they’ve purchased themselves – believe…
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Some preventive tests may be covered under new healthcare overhaul, others are not
Though many preventive tests –colonoscopies, for example – are covered by the new healthcare reforms, patients are still being urged to understand various loopholes that still exist, where supplementary insurance can help to prevent unexpected expenses. For instance, though a colonoscopy – a preventive colon cancer screening test – may be covered, if its practice should involve an additional procedure, such as the removal of a noncancerous polyps during the test (which is a very common practice), that additional work is considered to be a procedure and is no longer…
Read MoreAmerican employers are using more insurance plans with high deductibles
A new survey has shown that employers in the United States who are struggling to manage the increasing costs of healthcare insurance are broadening the use of plans with high deductibles to help to keep the monthly premiums at a more affordable level, since more of the burden of medical expenses is falling on the employees. A Mercer benefits consulting firm survey, which involved the participation of 2,844 public and private employers, showed that this year, 32 percent of businesses that employ more than 500 people now have high-deductible health…
Read MorePatients look to paramedics to help with growing healthcare needs
Groups of paramedics in a number of states are making an effort to assist with the gap in primary healthcare by providing some patients with house calls; an initiative that the federal healthcare law is hoping will help to address the primary healthcare shortages and to reduce the emergency room and doctors’ office visits that are much more costly. Examples of the types of services performed by these paramedics are patient prescription checks, electrocardiograms, drawing blood, changing dressings, and making other observations that would otherwise require a trip to visit…
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