Now that the FDA plans to regulate the devices like their tobacco alternatives, insurers are facing complications. The Affordable Care Act has allowed health insurance companies to charge premiums that are up to 50 percent higher to smokers and other tobacco users than they would to nonsmokers, but the introduction of e-cigarettes into the marketplace have started to make rates calculations a little bit less clear for those insurers. These battery operated devices have some of the properties of their tobacco based counterparts, but not others. Therefore, when it comes…
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