Parents and students alike are considering whether they need this additional coverage. College students are preparing to move out of their parents’ homes and dorm insurance is among the considerations many must face. Parents and students alike are looking into the potential risks that could cause a student’s electronics and other possessions to be damaged or stolen. These student residence policies typically cover laptops, mobile devices and other tech as well as other possessions. Many students enjoy the peace of mind offered by dorm insurance because it goes beyond covering…
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Student insurance policy tips for parents
It’s back to school shopping time again and pupils are being reminded not to forget the right coverage. As college students head to the back to school sales to make sure they have the right supplies and tech, parents are looking at student insurance policy tips. These are very important as the top crime on American college campuses is theft. Due to the presence of large amounts of technology, burglaries and thefts involve much higher values. At one time, burglaries meant there was a risk to a walkman or possibly…
Read MoreRenters insurance is among the top recommendations for college students
Once again, this year, students heading off to college are being advised to make sure a policy is in place. College students that head out to live on their own for the first time can sometimes find it difficult to believe that the worst can, in fact, happen, and that their possessions can be the victim of those disasters, so they are being reminded to purchase renters insurance in order to protect themselves against those potential losses. There are many responsibilities that these students face, but protecting themselves from losses…
Read MoreIs renter’s insurance necessary or a luxury for students living away from home?
The back-to-school season is upon us and college students across the country are moving into their new homes for the coming school year; a process that involves expensive personal possessions, such as computers, electronics, bicycles, clothing, and other personal items that would be costly to replace though they are highly prone to damage or theft. While some students already have protection through their parents’ homeowners insurance, many policies will not cover students who aren’t living on campus. That said, many tenants fail to realize that their property is not covered…
Read MoreBack-to-school shopping should include adequate insurance coverage for college students
According to the New York Insurance Association (NYIA), it is more important today than ever before that college students obtain adequate insurance coverage for their personal belongings. The reason for this is that school supplies no longer consist of clothing, pens, and notebooks. Instead, they involve a wide variety of expensive possessions that would be quite costly to replace should they ever be damaged in a disaster such as a fire, or if they were ever stolen. Everything from electronics to furnishings, to books come with a large price tag.…
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