They may be in a similar category of vehicles, but the type of coverage they require is quite different. Classic motorcycle insurance, like the coverage for vintage and antique bikes look very similar to standard policies but are different in important ways. These motorcycle insurance policies provide the same types of coverage overall. They protect against personal property and bodily injury liability. They also provide the option of coverage for other perils. That said, classic and vintage motorcycle insurance provides a higher level of cover for more expensive rides. Riders…
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Motorcycle insurance policy coverage is frequently underestimated
Many riders don’t realize the full extent of the protection they actually have when they purchase coverage. Most states require riders to own a motorcycle insurance policy when they head out on the roads. However, many policyholders don’t realize exactly what they can cover with these policies. There are many types of vehicle that can be included in this kind of protection. It is not uncommon for riders to expand their coverage to other vehicles once they realize they can. Regardless of whether or not it is required, purchasing a…
Read MoreSwinton Bike Insurance gives motorcyclists winter preparedness advice
As winter makes its way closer, Swinton Bike Insurance is offering motorcycle riders some useful tips to help keep themselves safe and to help minimize the risk of a collision while they’re on the roads. This top motorcycle insurance broker has been providing coverage from many years and knows that though many people choose to store their motorcycles throughout the winter months, many people can enjoy these vehicles year round as long as they take the right precautions. These include: • Wearing appropriate clothing to stay warm against frigid winds,…
Read MoreCustom motorcycle insurance and what you need to know about it
Deciding on the right motorcycle insurance policy can be a challenging affair for a number of different reasons. Among those who have motorcycles with personalized and custom work, there are several things that you need to know in order to make the right selection for its insurance. Regardless of whether you’ve had a custom built vehicle or if you made the changes yourself, you need to make sure that the insurance policy you choose will suit the worth of the motorcycle itself. Not every motorcycle insurer offers policies that will…
Read MoreUnderstanding what is required from motorcycle insurance
The Motorcycle Industry Council’s data indicates that more than half – 55 percent – of all motorcycle riders were aged 40 or higher as of 2008, and this has changed the landscape of motorcycle insurance. In 1990 – a mere eight years earlier – only one-quarter of all motorcycle riders were in that same age bracket. These drivers are no longer people who are young and feel that they are invincible. Instead, the average motorcycle rider typically has a minimum of some college education, with a great deal more in…
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