Why should I get identity theft insurance? While others say that a subscription to credit monitoring is way better than having identity theft insurance, they obviously haven’t looked at the perks and the importance of identity theft insurance. Credit monitoring should be taken for its literal meaning. The word really stands for what it does. But after finding out that your identity has been stolen, you are primarily liable for clearing up the charges on your credit card. Yes, of course, your name can be cleared, but just think about…
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