No matter how experienced and careful you are in driving, several uncertainties may still occur on the road. To avoid getting yourself entangled in costly repairs or part replacements, first search for cheap car insurance quotes then purchase a comprehensive motor insurance plan. Comprehensive insurance has your back in the event your car is damaged by an insured event or if you caused damage to someone else’s car and property. However, do not confuse it with third-party insurance because the latter only covers your liability against a third party. Understanding Comprehensive…
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The Deep Freeze And Your Insurance Coverage
Wintry weather can wreak havoc on property. Fallen power lines and tree limbs along with burst water pipes are just a few of the problems home-and-business owners face. When a winter storm hits the last thing anyone wants to do is worry about whether any damage is covered by insurance. The good news is that many times insurance does cover damage caused by storms. Damage caused to homes by ice and falling limbs is covered by homeowner’s policy, according to an article by CBC News. That’s great news for those…
Read MoreTips For Selecting The Most Suitable Auto Insurance
An auto insurance check list… Auto insurance is your shield against an array of misfortunes that can potentially strike you when you take to the roads. The nature of protection spans from paying off the monetary damage claimed for injuring a person or causing damage to the property to getting reimbursed in the event of your vehicle sustaining damages. Many states have made it mandatory by law. While embarking on the venture to pick up the most robust auto insurance, the following tips will abundantly guide you in the right…
Read MoreAuto insurance basics remain a mystery to 68 percent of drivers
Nearly one third of all motorists could not correctly answer a multiple choice survey about their coverage. The results of a recent survey of American drivers have just been released and they have revealed that only 32 percent of motorists have an understanding of the basics of auto insurance. The questions that were asked involved the very basic details regarding vehicle coverage. The survey’s questions asked about the difference between collision and comprehensive auto insurance, the purpose of gap coverage, and other details that are considered to be quite basic…
Read MoreCar Insurance 101: Do You Know How You’re Covered?
Every car nationwide is required to have at least the state’s required minimum liability insurance. If a vehicle is financed through any lender, they will likely require the owner to hold a certain amount of comprehensive and collision coverage on top of the state mandated liability insurance. It is important that drivers in all states know what type of coverage they need on their vehicles and what kind of discounts they are eligible for to keep rates low. Any driver who is educated on the different discounts on their car…
Read MoreAuto insurance details often leave consumers wondering
Policyholders aren’t certain whether certain specific incidents are covered. Though most policyholders have a good grasp on the basics of what their auto insurance provides, many still feel left in the dark in terms of certain specific circumstances such as whether or not they have coverage for a bad tank of gas that requires the car to be towed so that a mechanic can drain the tank and lines and replace the fuel. The answer isn’t as simple as some policyholders would like as it does depend on the policy.…
Read MoreAuto insurance confusion left behind by recent severe weather
Storms leave policyholders wondering about the extent of their coverage. The 2012 hurricane season is well underway, and now that a severe storm has left damage to many states, many are wondering about details such as the coverage of their auto insurance in these circumstances. The protection a consumer has for his or her vehicle depends on the perils covered by the policy. More broadly, though, there are some ways to look at a vehicle’s potential auto insurance coverage, based on the type that has been purchased. Auto insurance comes…
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