Why Chubb Is Non-Renewing Home Policies in California and What They’re Offering Instead

Chubb

Chubb’s California Policy Shift: What It Means for Homeowners Chubb is making big changes in California. Starting mid-October 2025, it will stop renewing hundreds of admitted policies for high-value homes. Instead, these customers will get quotes under its Excess & Surplus (E&S) lines. Why the shift? And what does it mean for homeowners? Let’s break it down. What’s Happening? Admitted policies, which are tightly regulated by the state, are being phased out for many of Chubb’s high-net-worth clients in California. These policies come with consumer protections, standardized coverage, and price…

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The New Rules State Farm Doesn’t Want Californians to Miss

State Farm new rules

State Farm’s New “Risky” Rules What do mushroom farms, corn mazes, and professional athletes have in common? Not much, right? Well, State Farm sees it differently. According to the San Francisco Chronicle, these are just a few of the 17 activities the insurance giant has decided it won’t cover under certain personal liability umbrella policies in California. Strange mix, but here we are. If you’ve got a farm that doubles as a family destination with corn mazes or pumpkin patches, that’s a no-go. Own a mushroom farm? Same deal. And…

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