California health insurance subsidies now apply to more middle-income families

California health insurance subsidies - Covered California - YouTube

As the open enrollment period begins, more state residents will qualify for financial assistance. Open enrollment began as of yesterday, and a higher number of middle-income families will discover that they qualify for California health insurance subsidies for next year’s coverage. The open enrollment period for the Covered California exchange is October 15 to January 31. Families who have enrolled for their health plans by December 15, regardless of whether they qualify for California health insurance subsidies, will have coverage effective January 1, 2020. That said, their coverage will begin…

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Number of people with California health insurance to fall over next half decade

California health insurance - Heart monitor

The falling uninsured rates trend in the state is expected to make a U-turn due to ACA changes. Up to 800,000 fewer people will have a California health insurance plan in 2023, according to recent research estimates. Changes made to the Affordable Care Act have reduced the incentive to purchase coverage. This will reverse an improvement trend in coverage rates that has extended over many years. The Affordable Care Act had been steadily reducing the number of uninsured Californians. Recent changes to official policy would remove the Affordable Care Act’s…

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State lawmakers seek to create California health insurance bills to maintain coverage

Health insurance care reform confusion debate

The houses of the legislature are attempting to continue the health care reforms regardless of the Supreme Court’s decision. If the lawmakers in the state are successful, affordable California health insurance will remain available to residents with pre-existing conditions who are purchasing their coverage on the individual market in 2014 no matter what ruling the United States Supreme Court makes later on in June 2012. Identical bills in both houses of the legislature have been put forward for the coverage of pre-existing conditions. They would also form new regulations for…

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The California health insurance industry from the perspective of the Insurance Commissioner

California life Insurance Commissioner Dave Jones

Dave Jones has been in office since early 2011 and has made healthcare reforms a top priority. From the time that Dave Jones became the state insurance commissioner, California health insurance reforms have been a primary priority, and this goal has continued with a ballot measure that he is now backing. The measure is the Insurance Rate Public Justification and Accountability Act. Should this measure pass, it will give him the authority to block increases to rates that he considers to be excessive. He explained that as this type of…

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California is among the worst states in the country for residents without health coverage

The results of a new study are showing that in 2010, California was the state with the most residents – approximately 7 million – who do not have health insurance coverage. According to the California HealthCare Foundation’s data, around 1 million children and 6 million residents under the age of 65 did not have health insurance. Among the nonelderly population of the state, an average of 21 percent were not covered by health insurance over the three years from 2008 through to the end of 2010. On the national list,…

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